Article updated on Jul 31, 2024
Why You Can Trust CNET Money
CNET Money’s mission is to help you maximize your financial potential. Our recommendations are based on our editors’ independent research and analysis, and we continuously update our content to reflect current partner offers. How we rate credit cards
Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money Tips) before moving to ZDNET Finance to cover credit card, banking and blockchain news. He currently works with CNET Money to bring readers the most accurate and up-to-date financial information. Otherwise, you can find him reading, rock climbing, snowboarding and enjoying the outdoors.
Edited by
Courtney Johnston Senior Editor Courtney Johnston is a senior editor leading the CNET Money team. Passionate about financial literacy and inclusion, she has a decade of experience as a freelance journalist covering policy, financial news, real estate and investing. A New Jersey native, she graduated with an M.A. in English Literature and Professional Writing from the University of Indianapolis, where she also worked as a graduate writing instructor.
Reviewed by
Lee Huffman Expert Reviewer Lee Huffman is a former financial planner and corporate finance manager, but is now a credit card expert. He quit his corporate job to write about early retirement, credit cards, travel, and insurance full-time. Huffman enjoys showing people how to travel more, spend less and live better by taking control of their finances. His work has been featured in Time Magazine, U.S. News and USA Today. He also runs a blog, BaldThoughts.com, where he shares more on credit cards, rewards and deals.
Article updated on Jul 31, 2024
Written by Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money Tips) before moving to ZDNET Finance to cover credit card, banking and blockchain news. He currently works with CNET Money to bring readers the most accurate and up-to-date financial information. Otherwise, you can find him reading, rock climbing, snowboarding and enjoying the outdoors.
Edited by Courtney Johnston Senior Editor Courtney Johnston is a senior editor leading the CNET Money team. Passionate about financial literacy and inclusion, she has a decade of experience as a freelance journalist covering policy, financial news, real estate and investing. A New Jersey native, she graduated with an M.A. in English Literature and Professional Writing from the University of Indianapolis, where she also worked as a graduate writing instructor.
Reviewed by Lee Huffman Expert Reviewer Lee Huffman is a former financial planner and corporate finance manager, but is now a credit card expert. He quit his corporate job to write about early retirement, credit cards, travel, and insurance full-time. Huffman enjoys showing people how to travel more, spend less and live better by taking control of their finances. His work has been featured in Time Magazine, U.S. News and USA Today. He also runs a blog, BaldThoughts.com, where he shares more on credit cards, rewards and deals.
The editorial content on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to products or services offered by our partners.
Reviews ethics statementCNET'S PICK
4.1/5
Rating Breakdown 4.1
Welcome Bonus 3.0
Rewards Program 5.0
Value for Money 5.0
Benefits 3.0
Fees and APR 3.5
How We Rate Rewards / Travel Cards
We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card's reward potential, the value you get compared to the card's cost, the benefits and the card's rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards
8.1/10
CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards
Annual Fee $0 intro annual fee for the first year, then $95.
Rewards Rate
1% - 6% 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 6% Cash Back on select U.S. streaming subscriptions; 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more; 3% Cash Back at U.S. gas stations; 1% Cash Back on other purchases
Intro offer available Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
Learn More
4.2/5
Rating Breakdown 4.2
Welcome Bonus 5.0
Rewards Program 4.0
Value for Money 3.8
Benefits 4.0
Fees and APR 3.0
How We Rate Rewards / Travel Cards
We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card's reward potential, the value you get compared to the card's cost, the benefits and the card's rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards
8.3/10
CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards
Annual Fee $0
Rewards Rate
1% - 10% Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership; Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership; Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare); Earn unlimited 1% back on all other purchases
Intro offer available Get a $200 Amazon Gift Card instantly upon approval exclusively for Prime members
Learn More
3.4/5
Rating Breakdown 3.4
Welcome Bonus 3.0
Rewards Program 4.0
Value for Money 3.5
Benefits 3.0
Fees and APR 3.0
How We Rate Rewards / Travel Cards
We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card's reward potential, the value you get compared to the card's cost, the benefits and the card's rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards
6.8/10
CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards
Annual Fee $95
Rewards Rate
1% - 4% Earn unlimited 4% cash back on dining, entertainment and popular streaming services; Earn 3% at grocery stores; Earn 1% on all other purchases
Intro offer available $300 after you spend $3,000 on purchases within 3 months from account opening
Learn More
2.7/5
Rating Breakdown 2.7
Welcome Bonus 1.0
Rewards Program 4.0
Value for Money 3.5
Benefits 2.0
Fees and APR 3.0
How We Rate Rewards / Travel Cards
We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card's reward potential, the value you get compared to the card's cost, the benefits and the card's rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards
5.4/10
CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards
Annual Fee $0
Rewards Rate
1% - 3% 3% cash back with Apple and select merchants when you use Apple Card with Apple Pay.; 2% cash back when you use Apple Pay.; 1% cash back when you use the titanium card or your virtual card number wherever Mastercard is accepted.
3.6/5
Rating Breakdown 3.6
Welcome Bonus 3.5
Rewards Program 3.5
Value for Money 4.0
Benefits 3.0
Fees and APR 3.5
How We Rate Rewards / Travel Cards
We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card's reward potential, the value you get compared to the card's cost, the benefits and the card's rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards
7.2/10
CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards
Annual Fee $0
Rewards Rate
1% - 8% 8% Cash Back on Capital One Entertainment purchases; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply); 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®); 1% Cash Back on all other purchases
Intro offer available Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Learn More
- Blue Cash Preferred® Card from American Express: The best credit card for streaming
- Prime Visa: Best for Amazon Prime Video
- Capital One Savor Cash Rewards Credit Card: A card for all your entertainment needs
- Apple Card: Best for Apple TV loyalists
- Capital One SavorOne Cash Rewards Credit Card: A good no-annual-fee option
Written by
Edited by
Reviewed by
The editorial content on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to products or services offered by our partners.
Reviews ethics statementWhy You Can Trust CNET Money
CNET Money’s mission is to help you maximize your financial potential. Our recommendations are based on our editors’ independent research and analysis, and we continuously update our content to reflect current partner offers. How we rate credit cards
Whether you’ve been taking to the skies with the Targaryens for Max’s House of the Dragon or joining Carmy in the kitchen on Hulu’s The Bear, it’s a good time to enjoy streaming content.
Unfortunately (or maybe not, depending on how you look at it), each streaming service has something to watch. That means you most likely have more than one streaming service subscription.
Signing up for streaming services can quickly add up. “Many consumers have multiple services that rival the cost of cable TV,” said credit expert Lee Huffman, noting that it’s easy to forget one and continue paying for services you no longer use
Personally, I have all of my streaming services attached to my Blue Cash Preferred® Card from American Express. Its cash-back rate is the highest I’ve seen, and its other rewards make the annual fee worth the cost.
Why the Amex Blue Cash Preferred is my favorite card for streaming
Put simply, the Blue Cash Preferred earns the most rewards for streaming purchases with no limit on how much you can earn. It’s 6% cash back for select U.S. streaming subscriptions is higher than any other card.
It does have a $95 annual fee ($0 intro annual fee for the first year; see rates and fees), but to me, it’s well worth the cost. While it’s nice to earn streaming rewards, that’s not where the highest return on your spending will come from. If you have a monthly streaming bill of $40, then you’d earn only $2.40 back per month.
However, the Blue Cash Preferred also earns 6% cash back at U.S. supermarkets (on the first $6,000 spent, then 1%) which is where the majority of your rewards will likely come from.
For example, since January 2024, I’ve already earned $130 back on my grocery spending. Over the four years or so that I’ve had the card, it’s paid for itself time and time again by providing hundreds of dollars in cash back.
How to tell if an annual fee is worth it
If you have multiple streaming services like Spotify, Disney Plus, Netflix and Max, membership costs can add up quickly.
A credit card that provides rewards for streaming services can put some money back into your bank account. Just keep in mind that the rewards won’t be staggering. While a 6% cash-back rate is high, on a streaming bill of $30, it will net you only $1.80 in rewards each month.
The easiest way to decide if a card’s annual fee is worth it is to compare its rewards with your spending habits. For example, the Blue Cash Preferred charges a $95 annual fee ($0 intro annual fee for the first year), but between its supermarket, streaming and gas rewards, it’s quite easy to earn $95 back before the year is up.
While it would take $1,600 in streaming spending to earn $96 back, I hope no one is spending that much on streaming subscriptions. It’s far easier to hit that number with gas and grocery spending. Streaming rewards are more like a passive bonus you don’t have to think too much about, considering it won’t be that high of a payout.
CNET’S PICK
4.1/5
Rating Breakdown 4.1 Welcome Bonus 3.0 Rewards Program 5.0 Value for Money 5.0 Benefits 3.0 Fees and APR 3.5 How We Rate Rewards / Travel Cards We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card’s reward potential, the value you get compared to the card’s cost, the benefits and the card’s rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards
8.1/10
CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards
Intro Offer
Earn $250 Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
Annual Fee
$0 intro annual fee for the first year, then $95.
Rewards Rate
1% – 6% 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 6% Cash Back on select U.S. streaming subscriptions; 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more; 3% Cash Back at U.S. gas stations; 1% Cash Back on other purchases
Rec. Credit
670 – 850 Good – Excellent Recommended Credit: Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. A credit score is used to indicate an applicant’s credit worthiness and may provide guidance about account eligibility. It does not necessarily guarantee approval for any financial product.
APR
19.24% – 29.99% Variable
The Blue Cash Preferred is the most rewarding credit card when it comes to streaming services. It does have an annual fee, but it’s quickly forgotten thanks to how fast rewards can accumulate. While its primary draw is the return it provides for essential spending at U.S. supermarkets and U.S. gas stations -- you know, where you can fuel up with snacks for nights in -- it also offers 6% cash back on select U.S. streaming subscriptions.
You can learn more in our Blue Cash Preferred review.
Rating Breakdown 4.1
Welcome Bonus 3.0
Rewards Program 5.0
Value for Money 5.0
Benefits 3.0
Fees and APR 3.5
How We Rate Rewards / Travel Cards
We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card’s reward potential, the value you get compared to the card’s cost, the benefits and the card’s rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards
Card Details
- Intro Balance Transfer APR
- 0% on balance transfers for 12 months Intro Purchase APR
- 0% on purchases for 12 months Regular APR
- 19.24% – 29.99% Variable Balance Transfer Fee
- Either $5 or 3% of the amount of each transfer, whichever is greater.
Rewards Rates
6%
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
6%
6% Cash Back on select U.S. streaming subscriptions
3%
3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more
3%
3% Cash Back at U.S. gas stations
1%
1% Cash Back on other purchases
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more
The Blue Cash Preferred is the most rewarding credit card when it comes to streaming services. It does have an annual fee, but it’s quickly forgotten thanks to how fast rewards can accumulate. While its primary draw is the return it provides for essential spending at U.S. supermarkets and U.S. gas stations -- you know, where you can fuel up with snacks for nights in -- it also offers 6% cash back on select U.S. streaming subscriptions.
You can learn more in our Blue Cash Preferred review.
Rating Breakdown 4.1
Welcome Bonus 3.0
Rewards Program 5.0
Value for Money 5.0
Benefits 3.0
Fees and APR 3.5
How We Rate Rewards / Travel Cards
We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card’s reward potential, the value you get compared to the card’s cost, the benefits and the card’s rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards
Card Details
- Intro Balance Transfer APR
- 0% on balance transfers for 12 months Intro Purchase APR
- 0% on purchases for 12 months Regular APR
- 19.24% – 29.99% Variable Balance Transfer Fee
- Either $5 or 3% of the amount of each transfer, whichever is greater.
Rewards Rates
6%
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
6%
6% Cash Back on select U.S. streaming subscriptions
3%
3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more
3%
3% Cash Back at U.S. gas stations
1%
1% Cash Back on other purchases
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more
4.2/5
Rating Breakdown 4.2 Welcome Bonus 5.0 Rewards Program 4.0 Value for Money 3.8 Benefits 4.0 Fees and APR 3.0 How We Rate Rewards / Travel Cards We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card’s reward potential, the value you get compared to the card’s cost, the benefits and the card’s rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards
8.3/10
CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards
Intro Offer
Get a $200 Amazon Gift Card Get a $200 Amazon Gift Card instantly upon approval exclusively for Prime members
Rewards Rate
1% – 10% Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership; Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership; Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare); Earn unlimited 1% back on all other purchases
Rec. Credit
670 – 850 Good – Excellent Recommended Credit: Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. A credit score is used to indicate an applicant’s credit worthiness and may provide guidance about account eligibility. It does not necessarily guarantee approval for any financial product.
APR
20.49% – 29.24% Variable
The Prime Visa is Amazon’s flagship credit card. It provides rewards for all things Amazon, including the retail giant’s streaming services. While it technically doesn’t have an annual fee, it does require a Prime membership, which costs $139 annually or $14.99 a month.
Similar to the Apple Card, Amazon also features Amazon Prime Video Channels that let you watch content with subscriptions from other brands like Max, Paramount Plus, Starz and others. If you subscribe to those channels with your Prime Visa card, you’ll earn a high rewards rate for those subscriptions too.
You can learn more in our Prime Visa review.
Rating Breakdown 4.2
Welcome Bonus 5.0
Rewards Program 4.0
Value for Money 3.8
Benefits 4.0
Fees and APR 3.0
How We Rate Rewards / Travel Cards
We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card’s reward potential, the value you get compared to the card’s cost, the benefits and the card’s rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards
Card Details
- Intro Balance Transfer APR
- N/A Intro Purchase APR
- N/A Regular APR
- 20.49% – 29.24% Variable Balance Transfer Fee
- Either $5 or 4% of the amount of each transfer, whichever is greater.
Rewards Rates
10%
Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership
5%
Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership
2%
Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
1%
Earn unlimited 1% back on all other purchases
The Prime Visa is Amazon’s flagship credit card. It provides rewards for all things Amazon, including the retail giant’s streaming services. While it technically doesn’t have an annual fee, it does require a Prime membership, which costs $139 annually or $14.99 a month.
Similar to the Apple Card, Amazon also features Amazon Prime Video Channels that let you watch content with subscriptions from other brands like Max, Paramount Plus, Starz and others. If you subscribe to those channels with your Prime Visa card, you’ll earn a high rewards rate for those subscriptions too.
You can learn more in our Prime Visa review.
Rating Breakdown 4.2
Welcome Bonus 5.0
Rewards Program 4.0
Value for Money 3.8
Benefits 4.0
Fees and APR 3.0
How We Rate Rewards / Travel Cards
We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card’s reward potential, the value you get compared to the card’s cost, the benefits and the card’s rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards
Card Details
- Intro Balance Transfer APR
- N/A Intro Purchase APR
- N/A Regular APR
- 20.49% – 29.24% Variable Balance Transfer Fee
- Either $5 or 4% of the amount of each transfer, whichever is greater.
Rewards Rates
10%
Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership
5%
Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership
2%
Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
1%
Earn unlimited 1% back on all other purchases
A flexible rewards program
U.S. Bank Cash+® Visa Signature® Card
3.8/5
Rating Breakdown 3.8 Welcome Bonus 3.5 Rewards Program 4.0 Value for Money 4.0 Benefits 3.0 Fees and APR 4.0 How We Rate Rewards / Travel Cards We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card’s reward potential, the value you get compared to the card’s cost, the benefits and the card’s rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards
7.5/10
CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards
Intro Offer
$200 $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.
Rewards Rate
1% – 5% 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose.; 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Center; 2% cash back on your choice on one everyday category, like Gas Stations, Grocery Stores or Restaurants; 1% cash back on all other eligible net purchases.
Rec. Credit
670 – 850 Good – Excellent Recommended Credit: Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. A credit score is used to indicate an applicant’s credit worthiness and may provide guidance about account eligibility. It does not necessarily guarantee approval for any financial product.
APR
19.49% – 29.74% (Variable)
The U.S. Bank Cash+ gives cardholders a choice of which purchases they’d like to earn the most rewards for. You can choose two categories to earn 5% cash back (on the first $2,000 spent in combined purchases each quarter), one of which is TV, internet and streaming. You can even choose home utilities for your other category to earn some rewards for your other monthly bills. Its static rewards cover essentials like gas and groceries, so it’s a pretty useful offering.
Though it does have a spending cap for the 5% cash-back category, its other categories don’t.
Rating Breakdown 3.8
Welcome Bonus 3.5
Rewards Program 4.0
Value for Money 4.0
Benefits 3.0
Fees and APR 4.0
How We Rate Rewards / Travel Cards
We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card’s reward potential, the value you get compared to the card’s cost, the benefits and the card’s rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards
Card Details
- Intro Balance Transfer APR
- 0% intro APR Intro APR on balance transfers for the first 15 billing cycles. Intro Purchase APR
- 0% intro APR Intro APR on purchases for the first 15 billing cycles. Regular APR
- 19.49% – 29.74% (Variable) Balance Transfer Fee
- Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
Rewards Rates
5%
5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose.
5%
5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Center
2%
2% cash back on your choice on one everyday category, like Gas Stations, Grocery Stores or Restaurants
1%
1% cash back on all other eligible net purchases.
The U.S. Bank Cash+ gives cardholders a choice of which purchases they’d like to earn the most rewards for. You can choose two categories to earn 5% cash back (on the first $2,000 spent in combined purchases each quarter), one of which is TV, internet and streaming. You can even choose home utilities for your other category to earn some rewards for your other monthly bills. Its static rewards cover essentials like gas and groceries, so it’s a pretty useful offering.
Though it does have a spending cap for the 5% cash-back category, its other categories don’t.
Rating Breakdown 3.8
Welcome Bonus 3.5
Rewards Program 4.0
Value for Money 4.0
Benefits 3.0
Fees and APR 4.0
How We Rate Rewards / Travel Cards
We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card’s reward potential, the value you get compared to the card’s cost, the benefits and the card’s rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards
Card Details
- Intro Balance Transfer APR
- 0% intro APR Intro APR on balance transfers for the first 15 billing cycles. Intro Purchase APR
- 0% intro APR Intro APR on purchases for the first 15 billing cycles. Regular APR
- 19.49% – 29.74% (Variable) Balance Transfer Fee
- Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
Rewards Rates
5%
5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose.
5%
5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Center
2%
2% cash back on your choice on one everyday category, like Gas Stations, Grocery Stores or Restaurants
1%
1% cash back on all other eligible net purchases.
3.4/5
Rating Breakdown 3.4 Welcome Bonus 3.0 Rewards Program 4.0 Value for Money 3.5 Benefits 3.0 Fees and APR 3.0 How We Rate Rewards / Travel Cards We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card’s reward potential, the value you get compared to the card’s cost, the benefits and the card’s rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards
6.8/10
CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards
Intro Offer
$300 $300 after you spend $3,000 on purchases within 3 months from account opening
Rewards Rate
1% – 4% Earn unlimited 4% cash back on dining, entertainment and popular streaming services; Earn 3% at grocery stores; Earn 1% on all other purchases
Rec. Credit
670 – 850 Good – Excellent Recommended Credit: Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. A credit score is used to indicate an applicant’s credit worthiness and may provide guidance about account eligibility. It does not necessarily guarantee approval for any financial product.
APR
19.99% – 29.99% Variable
The Capital One Savor* -- in exchange for a $95 annual fee -- offers a solid return on your entertainment purchases, including streaming services. There’s no limit to the rewards you can earn, and it’s good for purchases beyond streaming as well. Just be sure it fits into your spending habits. You’ll want to earn enough rewards from your normal spending to cover its fee. Otherwise, consider the no-annual-fee version.
Rating Breakdown 3.4
Welcome Bonus 3.0
Rewards Program 4.0
Value for Money 3.5
Benefits 3.0
Fees and APR 3.0
How We Rate Rewards / Travel Cards
We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card’s reward potential, the value you get compared to the card’s cost, the benefits and the card’s rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards
Card Details
- Intro Balance Transfer APR
- N/A Intro Purchase APR
- N/A Regular APR
- 19.99% – 29.99% Variable Balance Transfer Fee
- None for balances transferred at the Transfer APR.
Rewards Rates
4%
Earn unlimited 4% cash back on dining, entertainment and popular streaming services
3%
Earn 3% at grocery stores
1%
Earn 1% on all other purchases
The Capital One Savor* -- in exchange for a $95 annual fee -- offers a solid return on your entertainment purchases, including streaming services. There’s no limit to the rewards you can earn, and it’s good for purchases beyond streaming as well. Just be sure it fits into your spending habits. You’ll want to earn enough rewards from your normal spending to cover its fee. Otherwise, consider the no-annual-fee version.
Rating Breakdown 3.4
Welcome Bonus 3.0
Rewards Program 4.0
Value for Money 3.5
Benefits 3.0
Fees and APR 3.0
How We Rate Rewards / Travel Cards
We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card’s reward potential, the value you get compared to the card’s cost, the benefits and the card’s rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards
Card Details
- Intro Balance Transfer APR
- N/A Intro Purchase APR
- N/A Regular APR
- 19.99% – 29.99% Variable Balance Transfer Fee
- None for balances transferred at the Transfer APR.
Rewards Rates
4%
Earn unlimited 4% cash back on dining, entertainment and popular streaming services
3%
Earn 3% at grocery stores
1%
Earn 1% on all other purchases
2.7/5
Rating Breakdown 2.7 Welcome Bonus 1.0 Rewards Program 4.0 Value for Money 3.5 Benefits 2.0 Fees and APR 3.0 How We Rate Rewards / Travel Cards We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card’s reward potential, the value you get compared to the card’s cost, the benefits and the card’s rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards
5.4/10
CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards
Rewards Rate
1% – 3% 3% cash back with Apple and select merchants when you use Apple Card with Apple Pay.; 2% cash back when you use Apple Pay.; 1% cash back when you use the titanium card or your virtual card number wherever Mastercard is accepted.
Rec. Credit
N/A Recommended Credit: Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. A credit score is used to indicate an applicant’s credit worthiness and may provide guidance about account eligibility. It does not necessarily guarantee approval for any financial product.
APR
19.24% to 29.49% Variable
If Ted Lasso and Monarch are on your must-watch list, you might consider the Apple Card*.
Though this card doesn’t feature a “streaming rewards” category, it does offer rewards for all things Apple, including Apple TV and Apple Music. You can also take advantage of Apple TV Channels, which give access to a number of other streaming services, like Max (formerly HBO), Starz and Showtime, among others.
You can learn more in our Apple Card review.
Rating Breakdown 2.7
Welcome Bonus 1.0
Rewards Program 4.0
Value for Money 3.5
Benefits 2.0
Fees and APR 3.0
How We Rate Rewards / Travel Cards
We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card’s reward potential, the value you get compared to the card’s cost, the benefits and the card’s rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards
Card Details
- Intro Balance Transfer APR
- N/A Intro Purchase APR
- N/A Regular APR
- 19.24% to 29.49% Variable Balance Transfer Fee
- N/A
Rewards Rates
3%
3% cash back with Apple and select merchants when you use Apple Card with Apple Pay.
2%
2% cash back when you use Apple Pay.
1%
1% cash back when you use the titanium card or your virtual card number wherever Mastercard is accepted.
If Ted Lasso and Monarch are on your must-watch list, you might consider the Apple Card*.
Though this card doesn’t feature a “streaming rewards” category, it does offer rewards for all things Apple, including Apple TV and Apple Music. You can also take advantage of Apple TV Channels, which give access to a number of other streaming services, like Max (formerly HBO), Starz and Showtime, among others.
You can learn more in our Apple Card review.
Rating Breakdown 2.7
Welcome Bonus 1.0
Rewards Program 4.0
Value for Money 3.5
Benefits 2.0
Fees and APR 3.0
How We Rate Rewards / Travel Cards
We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card’s reward potential, the value you get compared to the card’s cost, the benefits and the card’s rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards
Card Details
- Intro Balance Transfer APR
- N/A Intro Purchase APR
- N/A Regular APR
- 19.24% to 29.49% Variable Balance Transfer Fee
- N/A
Rewards Rates
3%
3% cash back with Apple and select merchants when you use Apple Card with Apple Pay.
2%
2% cash back when you use Apple Pay.
1%
1% cash back when you use the titanium card or your virtual card number wherever Mastercard is accepted.
3.6/5
Rating Breakdown 3.6 Welcome Bonus 3.5 Rewards Program 3.5 Value for Money 4.0 Benefits 3.0 Fees and APR 3.5 How We Rate Rewards / Travel Cards We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card’s reward potential, the value you get compared to the card’s cost, the benefits and the card’s rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards
7.2/10
CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards
Intro Offer
$200 Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Rewards Rate
1% – 8% 8% Cash Back on Capital One Entertainment purchases; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply); 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®); 1% Cash Back on all other purchases
Rec. Credit
670 – 850 Good – Excellent Recommended Credit: Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. A credit score is used to indicate an applicant’s credit worthiness and may provide guidance about account eligibility. It does not necessarily guarantee approval for any financial product.
APR
19.99% – 29.99% (Variable)
The Capital One SavorOne* earns fewer rewards than the Savor, but it doesn’t charge an annual fee. It provides a surprisingly high reward rate and covers a number of popular expenses -- including streaming services -- for a card without an annual fee. It even pairs well with most other credit cards.
You’ll also earn rewards for any snacks you buy at eligible grocery stores when preparing to watch your favorite shows.
You can learn more in our Capital One SavorOne review.
Rating Breakdown 3.6
Welcome Bonus 3.5
Rewards Program 3.5
Value for Money 4.0
Benefits 3.0
Fees and APR 3.5
How We Rate Rewards / Travel Cards
We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card’s reward potential, the value you get compared to the card’s cost, the benefits and the card’s rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards
Card Details
- Intro Balance Transfer APR
- 0% intro on balance transfers for 15 months Intro Purchase APR
- 0% intro on purchases for 15 months Regular APR
- 19.99% – 29.99% (Variable) Balance Transfer Fee
- 3% for the first 15 months; 4% at a promotional APR that Capital One may offer you at any other time
Rewards Rates
8%
8% Cash Back on Capital One Entertainment purchases
5%
5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
3%
3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®)
1%
1% Cash Back on all other purchases
The Capital One SavorOne* earns fewer rewards than the Savor, but it doesn’t charge an annual fee. It provides a surprisingly high reward rate and covers a number of popular expenses -- including streaming services -- for a card without an annual fee. It even pairs well with most other credit cards.
You’ll also earn rewards for any snacks you buy at eligible grocery stores when preparing to watch your favorite shows.
You can learn more in our Capital One SavorOne review.
Rating Breakdown 3.6
Welcome Bonus 3.5
Rewards Program 3.5
Value for Money 4.0
Benefits 3.0
Fees and APR 3.5
How We Rate Rewards / Travel Cards
We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card’s reward potential, the value you get compared to the card’s cost, the benefits and the card’s rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards
Card Details
- Intro Balance Transfer APR
- 0% intro on balance transfers for 15 months Intro Purchase APR
- 0% intro on purchases for 15 months Regular APR
- 19.99% – 29.99% (Variable) Balance Transfer Fee
- 3% for the first 15 months; 4% at a promotional APR that Capital One may offer you at any other time
Rewards Rates
8%
8% Cash Back on Capital One Entertainment purchases
5%
5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
3%
3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®)
1%
1% Cash Back on all other purchases
What is a credit card for streaming services?
Technically, there are no streaming credit cards (yet). Instead, these are reward credit cards that provide cash back or points for paying a streaming membership. Because membership costs are fairly low, the return on spend won’t be very high. So it’s important to consider which other purchases the card also earns rewards for.
Pros
Earn rewards on a reoccuring subscription
Build credit for paying your bill on time
Cons
Streaming rewards won’t be very high
If the card has an annual fee, you’ll have to pay another reoccurring fee
How to choose the best credit card for your streaming subscriptions
The best credit card for streaming subscriptions will be the card that earns the most rewards. Streaming subscriptions are relatively inexpensive (unless you have several), so the return won’t be high. That means it’s important to also match the card’s other reward categories with your spending.
Most of the cards featured here earn good rewards for regular purchases like gas, dining and groceries, making them good options for a well-rounded rewards card.
If the card carries an annual fee, check to see if your spending habits will earn enough rewards to cover it. Otherwise, the card’s fee will reduce any rewards you earn.
It’s also important to make sure the card offers rewards for the streaming services you have (and use). It’s a safe bet that the majority of them are covered, but outliers like Shudder aren’t always included. Most cards tell you in the card terms which subscriptions are covered.
How to get the most out of your credit card
The first thing you should do is connect your new credit card to your subscription services. You’ll earn rewards only if you’re using the card to pay for them. From there, you can also use the card to earn rewards in any other categories, and if there’s a welcome offer, try to earn it through your normal spending. If you overspend to reach the bonus, it’ll eat into its value.
Is a streaming credit card right for you?
If you have a number of streaming services like Spotify, Disney Plus, Netflix and Max, membership costs can add up quickly. A credit card that provides rewards for streaming services can put some money back into your bank account. Just keep in mind that the rewards won’t be staggering. While a 6% cash-back rate is high, on a streaming bill of $30, it will net you only $1.80 in rewards each month.
It’s important to match the card’s other rewards with your spending habits too, as that’ll be where most of the value comes from. Also, be aware that most of the cards on this list require good to excellent credit scores. If you need to improve your credit to qualify, consider a credit card for average credit first.
Alternatives to streaming credit cards
If you’re looking to earn rewards on more than just streaming services, you could consider adding a flat-rate rewards credit card to your wallet instead. These credit cards provide rewards for everything you spend money on, regardless of what it’s for.
How to apply for a streaming credit card
Once you’ve picked the card you like, follow these steps to apply:
- Follow the link to the credit card issuer’s application.
- Fill out all the personal and financial information required, including your Social Security number, rent or mortgage payment, income, address, and phone number.
- Wait for the issuer’s decision -- in most cases, this will be instant unless the issuer requests additional information.
- Use your card responsibly and pay your bill in full and on time to avoid any interest charges or damaged credit.
FAQs
Most popular streaming services qualify for bonus rewards from your credit card. But to be sure, you can check your card terms for a list of eligible purchases or contact customer service. For the cards on this list, eligible streaming services include:
- Hulu
- Disney Plus
- Max
- Netflix
- Peacock
- Paramount Plus
- Amazon Video
- Amazon Music
- Spotify
- Pandora
- Apple Music
The best credit card for streaming services is the Blue Cash Preferred from American Express. It earns an unlimited 6% cash back for select U.S. streaming subscriptions while also offering one of the highest reward rates at U.S. supermarkets and U.S. gas stations. While it has an annual fee, it includes a Disney Bundle statement credit (monthly statement credit of $7 when you spend $9.99 or more each month on an auto-renewing Disney Bundle subscription; valid only at DisneyPlus.com, Hulu.com, or Plus.espn.com in the U.S.), which can help to essentially cover the cost.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
*All information about the Apple Card, Capital One Savor Cash Rewards and Capital One SavorOne Cash Rewards Credit Card has been collected independently by CNET and hasn’t been reviewed by the issuer.
For rates and fees of the Blue Cash Preferred Card from American Express, click here.
Other credit cards we researched
- Citi Double Cash® Card
- Chase Sapphire Preferred® Card
- The Platinum Card® from American Express
- Citi Custom Cash® Card
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Our methodology
CNET reviews credit cards by exhaustively comparing them across set criteria developed for each major category, including cash back, welcome bonus, travel rewards and balance transfer. We take into consideration the typical spending behavior of a range of consumer profiles -- with the understanding that everyone’s financial situation is different -- and the designated function of a card.
The editorial content on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to products or services offered by our partners.
Written by
Evan Zimmer
Staff Writer
Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money Tips) before moving to ZDNET Finance to cover credit card, banking and blockchain news. He currently works with CNET Money to bring readers the most accurate and up-to-date financial information. Otherwise, you can find him reading, rock climbing, snowboarding and enjoying the outdoors.