A 2026 Ripple survey of over 1,000 global financial executives shows 72% believe their firms must adopt digital asset solutions to stay competitive. The findings underscore a shift: crypto is no longer optional in institutional finance.
Stablecoins have emerged as a core focus, with 74% of respondents viewing them as tools to improve cash flow and optimize capital. Institutions now treat stablecoins not just as payment rails but as treasury management instruments.
Security remains paramount. Ninety-seven percent of institutions require certifications like ISO and SOC II when selecting tokenization partners, emphasizing trust over novelty.
Custody and lifecycle management are top priorities: 89% demand secure asset storage, 82% prioritize token lifecycle oversight, and 80% value primary distribution capabilities.
Fintechs are building in-house solutions-47% plan internal development. In contrast, 75% of corporate firms will rely on external providers. Banks and asset managers seek hybrid partnerships offering both tech and strategic guidance.
Eighty-five percent of banks want pre-issuance structuring support, signaling demand for expertise, not just infrastructure.
