MoonPay has launched MoonPay Trade, a technology platform granting applications, financial institutions, and enterprises access to digital assets across more than 200 blockchains and protocols through a single API.
The platform simplifies onchain liquidity access by handling transaction execution, settlement, conversion, and payments across over 120 fiat currencies. MoonPay states the product addresses the fragmentation of liquidity across blockchains, venues, and protocols-a key barrier for firms building tokenized asset and payment products.
MoonPay Trade is powered by technology from Decent.xyz, the Y Combinator-backed cross-chain routing company acquired by MoonPay. The platform serves as the execution layer for MoonPay Institutional, the company’s regulated financial services unit led by Caroline D. Pham, former acting chair of the CFTC.
MoonPay CEO and co-founder Ivan Soto-Wright said MoonPay Trade brings together tokenization, collateral movement, and settlement for institutions, enterprises, and applications. Pham noted that every major financial institution is building a tokenized asset strategy, adding that MoonPay Trade offers one compliant platform to access onchain markets.
This launch follows more than six acquisitions by MoonPay over the past 18 months, including the purchase of DFlow, a Solana trading infrastructure provider that processed over $12 billion in trading volume in Q1 2026. Together, MoonPay Trade and DFlow extend execution capabilities across EVM networks, cross-chain markets, and Solana native liquidity.
The platform supports routing and execution across Ethereum, Solana, Base, Hyperliquid, Bitcoin, and other networks. It also enables collateral mobility across permissioned and permissionless networks, fiat-to-on-chain liquidity conversion, KYC/AML-supported execution, reporting infrastructure, and unified balances across chains.
Decent, founded in 2021 by Charlie Durbin, Will Collier, Will Kantaros, and Xander Carlson, contributes routing algorithms, bridge infrastructure, and aggregation tools to MoonPay Trade. Since joining MoonPay, Decent has expanded its trading APIs for institutional use cases, including stablecoin trading and vault integrations for tokenized fund distribution.
MoonPay Trade also supports subscriptions and redemptions for tokenized funds and integrates with DeFi protocols such as Morpho, Aave, and Maple Finance. The launch comes as tokenized real-world assets surpass $25 billion in onchain value, up from less than $2 billion three years ago. MoonPay cited BCG projections that tokenized real-world assets could reach $14 trillion by 2030 and $55 trillion by 2035.