Tempo, the stablecoin payments blockchain backed by Stripe and Paradigm, is integrating Morpho's $7.5 billion lending marketplace. The move transforms the platform from a payments-only network into a full onchain financial stack.
Now, fintechs and enterprises building on Tempo can lend, borrow, and earn yield on digital assets directly within the ecosystem. Payment providers can park idle stablecoin balances in curated lending markets instead of leaving them unproductive.
Morpho uses a modular lending system where risk firms Gauntlet and Sentora curate markets with specific asset parameters and risk rules. Oracle provider RedStone supplies price feeds for stablecoins, Bitcoin-backed assets, and tokenized real-world assets.
Tempo launched in March after raising $500 million at a $5 billion valuation. It was designed with input from Visa, Shopify, Revolut, Deutsche Bank, Nubank, OpenAI, Anthropic, and Standard Chartered.