Revolut, the UK-based fintech giant, reported record 2025 financial results, with revenue jumping 46% to £4.5 billion (€5.2bn) and pre-tax profit soaring 57% to £1.7 billion (€2bn).
Driven by a 120% surge in its lending portfolio to £2.2bn and a 30% rise in retail customers to 68.3 million, the company achieved a 38% profit-before-tax margin.
Total customer balances climbed 66% to £50.2bn, as business users grew to 767,000. Revolut now operates as a fully licensed bank in the UK and has launched services in Mexico, with a U.S. banking license application filed in March.
The company plans a £10bn investment over five years, targeting 100 million customers by mid-2027 and the creation of 1,000 UK jobs. Its recent $75bn valuation positions it among Europe’s most valuable private tech firms, with investors anticipating a $100bn IPO.