Opera’s MiniPay, a stablecoin wallet built on the Celo blockchain, has introduced a Visa debit card that lets users in Africa, Latin America, Southeast Asia, and Europe spend stablecoins at any Visa merchant. The card, powered by Gnosis Pay, converts stablecoin funds to local currency for merchants via Visa’s network.
Since launching in 2023, MiniPay has amassed over 16 million activated wallets across 65 countries. Eligible users can add the card to Apple Pay or Google Pay and earn cashback rewards in USDT, USDC, and Tether Gold.
Stablecoin adoption is surging in emerging markets. A Bitso report found that dollar-backed stablecoins surpassed Bitcoin as the most-purchased crypto asset in Latin America in 2025, with USDC and USDT accounting for 40% of purchases. Institutional stablecoin volumes on Bitso rose 81% year-on-year in the first half of 2026.
Africa is also a key growth market. Circle partnered with African fintech Sasai to integrate USDC into cross-border payments, and Ripple acquired a stake in Flutterwave, a $3.3 billion fintech, to deploy RLUSD and other blockchain tools. The total stablecoin market now exceeds $315 billion, up from $250 billion a year ago.