Crypto wallet provider Exodus has launched XO Cash, a Solana-based stablecoin and software toolkit designed to let AI agents make payments and access services without directly controlling private keys.
Developed with MoonPay, the system allows developers to create agent-linked wallets, assign spending limits, and issue virtual debit cards tied to Visa payment rails. XO Cash integrates with Exodus Pay and includes a software development kit that lets users fund AI agent wallets using their Exodus Pay balances while maintaining custody of their private keys.
Users can set transaction caps, merchant restrictions, and daily spending limits for each agent wallet. AI agents using XO Cash can transact with Visa merchants through infrastructure provided by Monavate and MoonPay, with payments automatically converted into stablecoins such as USD Coin (USDC) and Tether (USDT) at checkout.
Exodus said XO Cash transactions are fee-free and designed for high-frequency automated payments. The stablecoin and developer documentation went live through XOCash.com on Thursday.
Infrastructure for autonomous AI agents to transact with stablecoins has become one of crypto’s biggest narratives in recent months. In March, Anchorage Bank launched an “agentic banking” service. Visa’s crypto division introduced Visa CLI, a command-line tool for AI agents to make same-day payments. This week, Amazon Web Services integrated Coinbase’s x402 payments protocol into Amazon Bedrock AgentCore.