Iran has detailed a 14-point draft memorandum of understanding with the United States aimed at unlocking $24 billion in frozen assets.

The framework, reported by Iranian media, proposes a structured de-escalation roadmap. It includes a potential ceasefire and sanctions relief on oil exports within 30 days of signing. Up to $12 billion could be made accessible upfront before negotiations conclude.

President Trump has pushed back, stating that any asset release must be contingent on verifiable commitments regarding Iran’s nuclear activity and regional conduct.

The draft notably omits cryptocurrency. However, parallel enforcement by US authorities has resulted in nearly $1 billion in regime-linked digital asset seizures. This signals that compliance risk for exchanges and DeFi protocols remains elevated.

For investors, the most immediate impact sits in the energy sector. Additional Iranian crude returning to global markets would exert downward pressure on oil prices. The potential injection of $24 billion in liquidity also represents a significant shift for a previously isolated economy.