Crossmint, a stablecoin and wallet infrastructure provider, has launched an API that enables AI agents to make payments using eligible Visa credit and debit cards. The service, announced Tuesday, leverages Visa Intelligent Commerce and Basis Theory's payment infrastructure to process transactions without exposing users' card numbers, operating within predefined spending limits.
The payment capability is available through Crossmint's lobster.cash tool, which connects to platforms including Claude Code, OpenClaw, Hermes, and Zo Computer. Developers can integrate the system via Crossmint's API and documentation. Co-founder Alfonso Gómez-Jordana states that Crossmint tokenizes existing Visa cards, allowing customers to retain card rewards while authorizing AI agents to spend. The company is also working with Mastercard and American Express to expand support.
This launch is part of a broader trend to enable AI agents to hold funds and transact without human involvement. Competitors include Coinbase's Agentic Wallets for crypto, MoonPay's open-source wallet framework, and Circle's tools for stablecoin transactions. Visa itself introduced Intelligent Commerce Connect for agent payments. Circle CEO Jeremy Allaire predicts billions of AI agents will eventually use stablecoins for payments, arguing autonomous software requires its own financial infrastructure.