A new analysis of the XRP Ledger reveals a mixed picture for quantum attack readiness. XRPL validator Vet examined all 7.8 million accounts on the network and found that 23.16 billion XRP-27% of all accounts-are currently considered safe from quantum threats. These wallets have either never signed a transaction (keeping their public keys hidden) or have proactively rotated keys and disabled master keys.
On the flip side, 76.82 billion XRP across 5.6 million accounts is classified as exposed. However, 96% of that amount belongs to active users who can move their funds to safer addresses when needed.
The real challenge lies with dormant accounts. Wallets inactive for five or more years hold 2.94% of the total XRP supply-about 3.83% of all exposed XRP. Accounts untouched since before 2014 represent just 0.02% of total supply, a group of roughly 14,710 wallets.
The XRP Ledger currently relies on Ed25519 and secp256k1 cryptographic standards, both secure today but potentially vulnerable to advanced quantum computers. Ripple has a four-phase roadmap aiming for full quantum resistance by 2028, with early testing already underway.
For active users, quantum-resistant encryption will eventually allow migration to safer addresses. But for those who have lost access to their wallets-whether through lost keys or forgotten accounts-the exposure may be permanent.